We specialise in arranging large mortgages in the UK. Call us now on 020 7519 4900 to discuss your requirements or click the button below to get a quote or download our brochure.

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Buy to Let Mortgages

Buy to Let mortgages were created for those looking to buy property to rent out to others. In the past 10 years this market has grown rapidly, and there are now many competitive mortgages available tailored specifically for the needs of property investors. We have a team of experienced Buy to Let mortgage experts with access to the whole of the market.

To obtain a buy to let mortgage you generally need to fulfil the following points:

  • Your deposit will need to be at least 25% of the value of the property. This is higher than for a residential property, as the loan is viewed as a commercial proposition
  • Your expected rental income must amount to more than your monthly mortgage repayments, generally to a percentage of 125%. So if your mortgage payments were £500, you would be expected to obtain a minimum rental income of £625.

Once you agree to arrange your Buy to Let mortgage with Largemortgageloans.com we have a team of administrators who will chase solicitors, valuers, etc on your behalf.

Whether you are arranging your first buy to let mortgage or looking to finance your buy to let portfolio, we can find the best deal for you.

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Mortgage Calculators


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Key Potential Risks

Past performance is not a guide to future performance. The value of property investments and income from them can go down as well as up and investors may not get back the amount originally invested.

The value of a property is generally a matter of opinion and the value may not be recognised until the property is sold. It may be difficult to sell or realise the value of the property in adverse market conditions.

Borrowers will still be responsible for maintaining the payment of any mortgage in the event the property is not rented out and therefore may wish to make suitable provisions for this event.

We suggest that you seek legal advice and advice on tax issues before purchasing a property to let.

 

This Week's Top Rates

Fixed rate:
Initial rate: 3.44%
Period: 3.44% until 31/08/2014. Reverting to: 4.84% The overall cost for comparison is 4.9% APR.
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Variable rate:
Initial rate: 2.94%
Period: 1 Year Tracker, BBR + 2.44% until 31/03/2013. Reverting to: 4.99% The overall cost for comparison is 5.2% APR.
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Variable rate
(No early repayment charges):
Initial rate: 3.64%
Period: 3.64% Tracker until 30/06/2013. Reverting to: 4.99% The overall cost for comparison is 5.4% APR.
Get This Rate | More Info

Some of this week's top interest rates are listed above; the actual rate will depend on your circumstances. Please note that this information does not contain all the details you need to choose a mortgage, ask one our advisers for a personalised key facts illustration on 020 7519 4900. The rate information displayed may become out of date at short notice.